Terms of Use

Last updated: November 28, 2025

⚠️ IMPORTANT: This is a free educational tool. The results presented are estimates based on the data provided and do not constitute investment advice, financial counseling, or guarantee of returns.

1. Acceptance of Terms

By accessing and using the One Million Dollar Calculator, you agree to these Terms of Use. If you do not agree with any of these terms, please do not use our tool.

2. Service Description

The One Million Dollar Calculator is a free online tool that allows you to simulate different investment scenarios based on compound interest. The calculator provides educational estimates on:

Time needed to reach a financial goal
Monthly amount needed to achieve financial objectives
Wealth growth projections over time

3. Use of the Tool

You agree to use this tool only for legal and educational purposes. The following is prohibited:

Attempting to violate or bypass the site's security systems
Using the tool for any illegal or unauthorized purpose
Copying, modifying, or distributing the source code without permission
Reverse engineering or attempting to extract the source code
Overloading our servers with automated requests

4. Limitations and Disclaimers

The One Million Dollar Calculator DOES NOT:

Constitute financial, tax, or investment advice
Guarantee results or future returns
Replace guidance from qualified professionals (accountants, financial advisors, etc.)
Take into account taxes, brokerage fees, inflation, or other specific costs
Consider changes in market conditions or economic variables

PAST PERFORMANCE IS NOT A GUARANTEE OF FUTURE RETURNS. Calculations are based on fixed interest rates and do not reflect the actual volatility of financial markets.

5. Accuracy of Information

While we strive to provide accurate calculations, we do not guarantee the accuracy, completeness, or timeliness of the information provided. Users are responsible for verifying all calculations and consulting qualified professionals before making financial decisions.

6. Limitation of Liability

Under no circumstances will the One Million Dollar Calculator, its creators, developers, or partners be liable for:

Financial losses resulting from use of the calculator
Investment decisions based on the simulations
Errors or inaccuracies in calculations
Service interruptions or unavailability
Direct, indirect, incidental, or consequential damages

7. Intellectual Property

All content, design, code, and functionalities of the One Million Dollar Calculator are the exclusive property of its creators and are protected by intellectual property laws.

8. Service Availability

We do not guarantee that the tool will always be available or error-free. We may suspend, modify, or discontinue the service at any time without prior notice.

9. Modifications to Terms

We reserve the right to modify these Terms of Use at any time. Changes take effect immediately upon publication. Continued use of the tool after modifications constitutes acceptance of the new terms.

10. External Links

Our site may contain links to third-party websites. We are not responsible for the content, privacy policies, or practices of these external sites.

11. Governing Law

These Terms of Use are governed by the laws of the Federative Republic of Brazil. Any dispute will be submitted to the courts of São Paulo/SP.

12. Contact

For questions, suggestions, or issues related to these Terms of Use:

Email: calculadoraprimeiromilhao@gmail.com

REMEMBER: Before making any investment decision, consult a certified professional. This calculator is only an educational tool to assist in financial planning.

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